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Section 8 housing & rent calculator

Enter your ZIP to calculate your Section 8 housing voucher assistance, tenant rent share, and official 2026 HUD income limits.

Section 8 rent calculator & eligibility

Enter your ZIP, follow steps, and see if you qualify for rental help.

Location
We load matching cities and counties automatically.
Household & income
Add up income for everyone who will be on the lease — wages, benefits, etc.
Childcare or other PHA-allowed amounts. Do not enter medical bills here — use the HUD medical section below.
HUD medical & elderly deductions

Elderly or disabled families may deduct unreimbursed medical costs above 10% of annual income, plus a HUD family allowance. Your PHA decides what counts.

Premiums, copays, and prescriptions you paid — not amounts insurance reimbursed. We deduct only the portion above 10% of your income (HOTMA).
Leave blank for maximum possible subsidy before you pick a unit.

Enter a valid ZIP and wait for city/county to load.

How this estimate works

  1. ZIP resolves your city and county (Census/FCC geography).
  2. HUD income limits determine very low / low income eligibility.
  3. Fair Market Rent sets the payment standard (we use 100% FMR unless your PHA publishes otherwise).
  4. Total Tenant Payment is the greater of 30% of adjusted income, 10% of gross income, or $50 minimum. Adjusted income subtracts HUD deductions (for example, unreimbursed medical costs above 10% of income for elderly or disabled families).
  5. Maximum subsidy = payment standard minus your tenant payment.

Read more in our how Section 8 works or income limits explained.

Common questions about your estimate

Short answers on how voucher help is calculated, income limits, and California examples — then use your ZIP above for your own numbers.

How do I estimate what my Section 8 voucher would cover?

Use the calculator above with your ZIP, household size, and income. Your tenant share (TTP) is usually about 30% of adjusted monthly income. The voucher can cover the gap up to the local payment standard, which is based on HUD Fair Market Rent for your area and bedroom size. The result is an estimate — your PHA makes the official decision.

What income do I need to fall under to qualify?

HUD sets income limits by county or metro area and by household size — not one national number. Most new vouchers go to households below 50% of Area Median Income (AMI), and at least 75% are reserved for households below 30% AMI. Enter your ZIP in the calculator or read the income limits guide for the figures that apply to you.

What voucher amount can renters expect in Fresno, California?

There is no single Fresno dollar amount. Help depends on ZIP, bedroom size, and the local housing authority’s payment standard. Open the Fresno Section 8 calculator for HUD income limits and Fair Market Rents, or run a Fresno ZIP in the calculator on this page.

How much is a San Bernardino County voucher worth in 2026?

2026 amounts follow San Bernardino County Fair Market Rents and PHA payment standards. They change with bedroom count and, in some neighborhoods, ZIP-level Small Area FMRs. Use the San Bernardino Section 8 page or enter a county ZIP above for a current-year estimate.

Does Section 8 take medical expenses off my rent?

Yes, for some households. Elderly (62+) or disabled families can deduct unreimbursed medical costs that exceed 10% of annual income (HUD HOTMA rules), plus a family allowance. That lowers adjusted income and can reduce your tenant share (TTP). Enter those bills in the calculator — your PHA decides which receipts count.

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