Step 1 of 3
Section 8 housing & rent calculator
Enter your ZIP to calculate your Section 8 housing voucher assistance, tenant rent share, and official 2026 HUD income limits.
Section 8 rent calculator & eligibility
Enter your ZIP, follow steps, and see if you qualify for rental help.
How this estimate works
- ZIP resolves your city and county (Census/FCC geography).
- HUD income limits determine very low / low income eligibility.
- Fair Market Rent sets the payment standard (we use 100% FMR unless your PHA publishes otherwise).
- Total Tenant Payment is the greater of 30% of adjusted income, 10% of gross income, or $50 minimum. Adjusted income subtracts HUD deductions (for example, unreimbursed medical costs above 10% of income for elderly or disabled families).
- Maximum subsidy = payment standard minus your tenant payment.
Read more in our how Section 8 works or income limits explained.
Common questions about your estimate
Short answers on how voucher help is calculated, income limits, and California examples — then use your ZIP above for your own numbers.
How do I estimate what my Section 8 voucher would cover?
Use the calculator above with your ZIP, household size, and income. Your tenant share (TTP) is usually about 30% of adjusted monthly income. The voucher can cover the gap up to the local payment standard, which is based on HUD Fair Market Rent for your area and bedroom size. The result is an estimate — your PHA makes the official decision.
What income do I need to fall under to qualify?
HUD sets income limits by county or metro area and by household size — not one national number. Most new vouchers go to households below 50% of Area Median Income (AMI), and at least 75% are reserved for households below 30% AMI. Enter your ZIP in the calculator or read the income limits guide for the figures that apply to you.
What voucher amount can renters expect in Fresno, California?
There is no single Fresno dollar amount. Help depends on ZIP, bedroom size, and the local housing authority’s payment standard. Open the Fresno Section 8 calculator for HUD income limits and Fair Market Rents, or run a Fresno ZIP in the calculator on this page.
How much is a San Bernardino County voucher worth in 2026?
2026 amounts follow San Bernardino County Fair Market Rents and PHA payment standards. They change with bedroom count and, in some neighborhoods, ZIP-level Small Area FMRs. Use the San Bernardino Section 8 page or enter a county ZIP above for a current-year estimate.
Does Section 8 take medical expenses off my rent?
Yes, for some households. Elderly (62+) or disabled families can deduct unreimbursed medical costs that exceed 10% of annual income (HUD HOTMA rules), plus a family allowance. That lowers adjusted income and can reduce your tenant share (TTP). Enter those bills in the calculator — your PHA decides which receipts count.
Popular Section 8 guides
Find Your Public Housing Authority (PHA) for Section 8
Learn what a PHA is, how to find the housing authority for your city or county, and where to apply for a Section 8 Housing Choice Voucher waiting list.
ApplicationHow to Apply for Section 8 — Waiting Lists & PHA Steps
Step-by-step overview of Section 8 waiting lists, PHA applications, and what to do while you wait for a voucher.
Voucher programHousing Choice Voucher Program (Section 8) Explained
What the Section 8 Housing Choice Voucher program is, how PHAs run it, and how vouchers differ from public housing.
RentSection 8 Rent Calculator — How Much Will I Pay With a Voucher?
Estimate your Section 8 tenant share (TTP), payment standard, and maximum voucher subsidy. Includes rent above payment standard examples.
Income limitsSection 8 Income Limits Explained by Household Size
HUD very low and low income limits determine Section 8 eligibility. See how limits vary by ZIP, county, metro area, and family size.
BasicsHow Section 8 Housing Works — Vouchers, PHAs & What You Pay (2026)
How Section 8 Housing Choice Vouchers work in 2026 — who qualifies, how PHAs issue vouchers, how payment standards are calculated, and exactly what renters pay vs what the subsidy covers.
Browse Section 8 by state
- Alabama AL
- Alaska AK
- Arizona AZ
- Arkansas AR
- California CA
- Colorado CO
- Connecticut CT
- Delaware DE
- District of Columbia DC
- Florida FL
- Georgia GA
- Hawaii HI
- Idaho ID
- Illinois IL
- Indiana IN
- Iowa IA
- Kansas KS
- Kentucky KY
- Louisiana LA
- Maine ME
- Maryland MD
- Massachusetts MA
- Michigan MI
- Minnesota MN
- Mississippi MS
- Missouri MO
- Montana MT
- Nebraska NE
- Nevada NV
- New Hampshire NH
- New Jersey NJ
- New Mexico NM
- New York NY
- North Carolina NC
- North Dakota ND
- Ohio OH
- Oklahoma OK
- Oregon OR
- Pennsylvania PA
- Puerto Rico PR
- Rhode Island RI
- South Carolina SC
- South Dakota SD
- Tennessee TN
- Texas TX
- Utah UT
- Vermont VT
- Virginia VA
- Washington WA
- West Virginia WV
- Wisconsin WI
- Wyoming WY